How to Finance your Car

Looking for a great deal on car finance but can’t decide which is for you? Your options are:

1. Car Loan
2. Car Finance
3. Car Hire Purchase
4. Car Lease Purchase
5. Personal Contact Purchase
6. Car refinance

Still confused – read on for the pros and cons of each and it might make it a bit clearer for you


Car Loan – like an ordinary loan where you borrow money for a car and agree to pay it back over a set period of time.
Car Finance – Car Finance allows you to get the car you want through the use of traditional car finance
Car Refinance – car refinance allows you to borrow money against your car and free up some cash.
Car Hire Purchase - Car Hire Purchase allows you to arrange finance and pay for the car over a set amount of time.
Car Lease Purchase – Car lease Purchase allows you to pay for the car as you go, with an option at the end of a set period to return the car, get a new model and a new deal or for a lump sum pay for the car outright.
Personal Contact Purchase – Allows you to have lower monthly payments, as well with a minimum future value of the car makes this perfect for the individual.

Click on any of the links for further information, it will be worth the read.

Getting Car Finance for a BMW Car

BMW car finance loans are the ideal way to finance a BMW. From the Mini to the X5 we can help finance your new BMW.

If you are buying a new car you need to think about what you need from it. It's all too easy to think the new BMW convertible looks great but you really should consider where the car seat will go, will you be to fit your weekly shopping in? Luckily with so much in the BMW range this is all taken care of.

Did you know you can refinance the car you already own? Whether it is currently funded by another loan or all yours, you can release the equity in your car with a car refinance deal. As with credit cards and bank loans, refinancing could save you money.

If you are in the position of already having found the car you are looking for, say through a dealer, on the web or your local newspaper or dedicated car selling magazine you should look around for a competitive BMW Car Finance deal to save you money in the long run.

If you need more info for car finance uk, take a look at IFA Car Finance

Welcome to Car Finance Advice - The Blog that will tell you all about Car Finance and how to get the best deal for you

If you own a car the chances are that you have had to deal with Car Finance at some point. For many a car loan is seen as a more costly version of a bank loan. But that does not need to be the case. In fact if you have a good credit rating and you are seen as a low risk you can get some fantastic deals on your car loan.

Do you own your car outright? Did you know that you could release the remaining value of the car by using car refinance deals. These allow you to secure a loan against your vehicle - the money is there for you to spend on whatever you like.

We intend to use this blog to advise on the issues of the day. But when we have nothing to talk about in the Car Finance side of things we will drop in a bit about other motoring issues and advice.